Aresbank: record profit in 2025 and key points of the MENA strategic plan -

International Financing

The entity specializing in foreign trade with the MENA countries achieves the highest figure in its history and launches its Strategic Plan 2026-2028 to promote geographical diversification, digitalization and talent acquisition in foreign business.

The bank specializing in foreign business with the MENA region capitalizes on its business model and prepares for a new phase of expansion.

Aresbank, the leading Spanish bank in financing foreign trade with Northern European countries África, Turquía y Oriente Medio (region MENA), has announced a record net profit of 16 millones de euros in the 2025 fiscal year. This figure, which amounts to 21,5 million before taxes, represents not only a 21% growth This represents not only an increase over the previous year, but also the best result in the organization's 50-year history. The announcement marks the start of its ambitious 2026-2028 Strategic Plan.

In a context of high global economic uncertainty, persistent geopolitical tensions, and a reorganization of supply chains, Aresbank has demonstrated the resilience of its business model. The entity recorded a increase of almost 25% in the number of transactions received during 2025, which demonstrates the growing demand for its specialized services. The gross profit margin experienced a notable increase of 11,9%, rising from €37,8 million in 2024 to 40,8 million at the close of the last fiscal year.

Financial strength has been one of the pillars of this growth. Aresbank She closed the year with a CET1 capital ratio of 39,1%This is one of the highest in the Spanish financial sector and well above regulatory requirements. This solvency position provides the institution with ample capacity to continue driving its expansion, both in new geographic areas and in the development of products linked to international trade. Gross lending remained stable at €733,3 million.

Financial Indicator (2025)	Figure	Variation vs. 2024
Net profit	€16 million	+ 21 %
Gross margin	€40,8 million	+ 11,9 %
CET1 Capital Ratio	39,1 %	N/A (Solid Position)
Gross Credit Investment	€733,3 million	Stable

New Strategic Plan 2026-2028: Diversification and Digitalization

The strong results from 2025 have served as the basis for the launch of new Strategic Plan 2026-2028which is already in its first phase of development. This plan is structured around five fundamental pillars: boosting business core, strengthening solvency and governance, accelerating digitalization and operational efficiency, developing internal talent, and consolidating the brand and sustainability.

In the commercial sphere, Aresbank It focuses on consolidating its business portfolio and activating new diversification lines. Among the most notable initiatives is the upcoming launch of Islamic banking solutions and new treasury products, designed to meet the specific needs of the markets in which it operates. The entity is also undergoing a profound technological transformation to automate processes and improve the customer experience.

Geographic expansion within the national territory is also a priority. The recent opening of a new office in Valencia, which adds to those already operational in Madrid, Barcelona y Bilbao, thus reinforcing its physical presence in strategic areas for Spanish foreign trade.

Javier Sierra Sopranis, CEO Aresbank, has positively assessed these results: "The results obtained in 2025 reaffirm the strength of our business model and the potential of Aresbank As a distinctive project within the Spanish banking sector, we are a unique entity in the national financial ecosystem and will continue to grow sustainably, supported by responsibility, diversification, specialization, and a long-term vision. All of this will be achieved by leveraging our deep knowledge of international markets and our leading position in financial relations between España and the Arab world."

Key points and frequently asked questions about Aresbank's growth

How does Aresbank's new Strategic Plan affect Spanish exporting companies?

The plan of Aresbank It represents an opportunity for Spanish companies with interests in the region MENAProduct diversification, such as Islamic banking, and the strengthening of its national presence (with the new office in Valencia) will facilitate access to financing and specialized financial solutions, improving their ability to operate in these complex markets.

What does a CET1 solvency ratio of 39,1% mean for customers?

Such a high CET1 ratio is a guarantee of maximum financial strength and stability. For an executive of an exporting company, this translates into working with a low-risk banking partner, capable of supporting long-term foreign trade operations and absorbing potential market volatility without compromising its operations.

Why is Aresbank's specialization in the MENA region relevant?

Specialization in the North of África y Oriente Medio It allows Aresbank To offer in-depth knowledge of the region's regulatory, cultural, and commercial characteristics. This is a crucial added value for companies, as it reduces risks and streamlines transactions in markets that, while full of opportunities, present significant barriers to entry for non-specialized operators.