Credit and caution

Crédito y Caución, founded in España en 1929It positions itself as the leading company in credit and export insurance, offering global solutions to protect companies from the risk of non-payment and facilitate their profitable growth in national and international markets.

Main Activity and Career Path

Crédito y Caución It is a leading insurance company in España, specializing in protecting companies against the risk of non-payment on their credit sales. Since its founding in 1929[Company Name] has consolidated its position as a leader in credit and export insurance, standing out for its extensive experience and commitment to the financial security of its clients. The company focuses on preventing "obvious and highly probable risks" such as defaults, offering robust [protection/coverage]. financial strength which strengthens its solvency levels and technical provisions in a dynamic economic environment.

Strategic Services for International Business

Offering Crédito y Caución It is structured around two fundamental pillars, complemented by comprehensive tools and solutions for each stage of the business:

• Credit Insurance: Designed to protect businesses from the risk of non-payment arising from their credit sales, this service is crucial to driving profitable and secure growth, both in the domestic and international markets.
• Surety Bond: It provides the necessary guarantees for companies to operate and contract with Administraciones Públicas, private companies or official bodies, ensuring compliance with their contractual commitments.

In addition to these insurance policies, the company offers a wide range of "tools and solutions to support your business at every stage," which underlines its comprehensive approach to business support.

International Dimension and Differentiating Value

Crédito y Caución It is distinguished by its "international dimension," being the "only Spanish credit insurance provider with a global presence for foreign trade coverage." This global capacity is a key factor for exporting companies, for whom it "facilitates exporting" if they are clients. Its leadership in España In credit and export insurance, coupled with its global network, it positions itself as an indispensable strategic partner for any company with aspirations or operations in international markets. The company not only protects the business, but also "protects your market," offering a 360-degree view of risk management.

Experience and Economic Analysis

With almost a century of history, the experience of Crédito y Caución This is evident not only in its insurance services but also in its deep understanding of the economic and risk environment. The company regularly publishes analyses and studies, such as the "Study of Credit Risk Management in Spain" in collaboration with Iberinform, and the «Ranking #twecos» with the leading economic influencers. Their posts, under the section CyC NewsThey offer valuable insights on topics such as:

• The impact of geopolitical conflicts on commodity prices and foreign trade.
• Forecasts of business insolvencies (a 3% increase is expected in 2026).
• Analysis of payment behavior in international markets, such as Australia.
• Relevant macroeconomic data (IPC(labor market).

En 2025, the guarantees issued by Crédito y Caución "They helped more than 2.500 companies secure nearly 20.000 contracts with the Administraciones Públicas"For a total of €13.000 billion," demonstrating its tangible impact on economic activity. The company also organizes and participates in key industry events, such as FITUR, Alimentaria, Conxemar o Fruit Attraction.

Contact and Resources

For more information or to request their services, companies can contact Crédito y Caución through the number 900 252 222 or by using the information request form on their website. The company also invites you to subscribe to their newsletter. Newsletter to stay informed about the latest economic news and analysis.