Sabadell and the EIB Group inject 1.000 billion euros into SMEs, midcaps and the defense sector

Business Financing

Banco Sabadell and the EIB Group have signed a securitization agreement to mobilize €975 million in new financing for SMEs and mid-caps. The operation is groundbreaking, allocating €164 million to companies in the security and defense sector, strengthening a strategic area for Europe.

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El Grupo BEI y Banco Sabadell They have sealed a securitization agreement to mobilize 975 millones de euros in new financing for Spanish SMEs and mid-cap companies. The operation, which for the first time includes funds for security and defense, seeks to strengthen the liquidity and competitiveness of the business sector in España.

The mechanics of the agreement are based on the participation of Grupo Banco Europeo de Inversiones (formed by the Banco Europeo de Inversiones, BEI, as well as the Fondo Europeo de Inversiones, FEI) in a synthetic securitization driven by Banco Sabadell. The Grupo BEI It invests a total of 362,5 million euros, allowing the Spanish entity to release capital and generate a financing capacity of almost 1.000 billion euros for the real economy.

A Milestone for Financing the Security and Defense Sector

The main novelty of this operation lies in its strategic component. Of the total mobilized, up to 164 million euros will be specifically allocated to cover the needs of SMEs and midcaps operating in the security and defense sectorThis move makes the agreement the first securitization in which the Grupo BEI which channels funds towards this area, marking a turning point in the financing tools for an industry considered key to European sovereignty.

This approach aligns with the strategic priorities of Grupo BEI for the period 2025-2027, which include a strengthening of the security and defense capabilities of the UEThe institution has quadrupled its funding to this sector in 2025 and is on track to meet its goal of allocating 5% of its total annual funding to this area in 2026.

Voices of the Protagonists: A Strategic Alliance

During the signing of the agreement, the executives of the entities involved highlighted the importance of the pact. Eduardo Currás, Deputy General Manager and Director of Corporate Banking of Banco SabadellHe stated: "This operation with the Grupo BEI This allows us to take a step forward in our commitment to the growth of SMEs and midcaps in España, significantly expanding their access to financing at a crucial time. […] It highlights the value of securitization as a tool for channeling resources towards the real economy and strengthen the business fabric."

For its part, Gemma Feliciani, Director of Financial Institutions of BEIHe described the agreement as a milestone "not only for the Grupo BEIbut also for the entire securitization market in Europa"This is the first time that part of the loans originated by an operation of this nature will be allocated to SMEs and mid-caps with security and defense projects."

Finally, Marco Marrone, Chief Investment Officer of FEIHe added: "This transaction also demonstrates the potential of securitizations to mobilize private investment and advance the Union of Savings and Investments», strengthening the alliance with Sabadell to support a strategic sector for Europa.

Key Figures of the Securitization Agreement

Concept	Amount
Total funding mobilized by Banco Sabadell	975 millones de euros
Total investment of Grupo BEI	362,5 millones de euros
Contribution of BEI	312,5 millones de euros
Contribution of FEI	50 millones de euros
Funds for the Security and Defense sector	Up to 164 million euros

Key points and frequently asked questions about Sabadell and EIB Group financing

As an SME, how does this agreement affect me?

This agreement increases the availability of financing for SMEs and midcaps in España through Banco SabadellIf your company needs liquidity or is planning investments to improve its competitiveness, you now have a new way to access capital on favorable terms, especially if you operate in the security and defense ecosystem.

What are the implications of including the defense sector for the first time?

It represents a paradigm shift in the investment policy of European institutions. By using a financial instrument like securitization to support the defense industry, the Grupo BEI It opens a new avenue for private financing for a strategic sector, recognizing its importance for the autonomy and competitiveness of the Unión Europea.

What should Spanish companies interested in this financing know?

Companies interested in accessing these lines of financing should contact Banco Sabadell To learn about the details and eligibility requirements, it is recommended that you prepare your business plans and investment projects that justify your need for liquidity to present to the financial institution.